EDIT: /u/doctorofcredit has a counter data point, at least for automated approvals. (i.e. Don’t take what I’ve written here as absolute. Situation is developing.)
I just had my third chat with the Barclay recon dept today, because I was denied for a JetBlue Business card that I closed three months ago. I told them that it was a mistake to have closed it (true), but customer service said it was too late to re-open it (true); and that I intended to put $50,000 in spend on it in Q1 2018 (true), and asked if she would mind having a look at the application again
The rep told told me she wished she could, but there is a new systemwide rule in place that prevents approval for the same card within 24 months of having opened it, so there was nothing she could do. This was consistent with what two different reps told me earlier this morning (though they didn’t specifically say “new rule” like this rep did). I asked her if the policy was the same for both personal and business cards, and she said it was.
It’s only one DP, but I got the same information from multiple reps, so I’m inclined to believe it. I’d heard discussions lately about something to this effect, but this was more clearly stated to me than I’d read elsewhere.
Good luck churners, it’s rough out there!
- 目前Chase (5/24)、AmEx (one per lifetime 1/1)、 Citi (1/24)、BoA (2/3/4)都有不同的申卡和批卡政策。这些政策的推行表明申卡之路越来越艰难。